Share Account Rates and Term Share Account Rates

Click for Loan Rates
Minimum Balance Rate APY*
SHARES
 $5.00 - $ 99.99
$100.00 - $999.99
$1,000.00 - $2,499.99
$2,500.00 - on up
0.00%
.60%
.85%
1.00%
0.0000%
.6017%
.8533%
1.0046%
KIRBY KANGAROO CLUB
$5.00 - $999.99
$1,000.00 - $2,499.99
$2,500.00 - on up


.60%

.85%
1.00%

 

.6017%

.8533%

.10046%

IRAs TRADITIONAL, ROTH, EDUCATION

$50.00-$9,999.99

$10,000.00 on up

3.35%

3.95%

3.4019%

4.0223%

THE CLUB

$5.00 - $99.00
$100.00 - $999.99
$1,000.00 - $2,499.99
$2,500.00 - on up

0.00%

1.00%

1.50%

1.75%

0.00%

1.0046%

1.5104%

1.7641%

Rates as of October 1, 2008 and are subject to change without notice

Earnings on the above accounts may be reduced if maintenance or activity fees are imposed.

* Annual Percentage Yield

For more information, please see a Member Service Representative

SHARE CERTIFICATE ACCOUNTS-

Effective date September 19, 2008

Minimum balance $500.  Annual Percentage Yield*** is accurate as of 

9-19-08. These rates may change at any time without prior notice.  After your Share Certificate is opened, the dividend rate is fixed for the term.  A penalty is imposed for early withdrawal.  Fees could reduce earnings on the account.
 *Dividends paid monthly. **Dividends paid quarterly.

                                                     
Term
Rate APY
6 months*
12 months**
18 months*
24 months**
36 months**		 2.75%
2.95%
3.25%
3.30%
3.46%		 2.78%
2.98%
3.29%
3.34%
3.50%
Money Market
$2,500.00 - $9,999.99
$10,000.00 - +		 1.50%
1.75%		 1.5104%
1.7641%
Basic Checking
No minimum balance

0.00%

0.00%

Interest Plus Checking

If balance falls below $100.00, you will be charged a fee of $5 per month.
$100.00 minimum balance

0.50%

 

0.5011%

 

Classic Checking

(For Members 55 or Better)
$100.00 minimum balance

 0.50% 0.5011%

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