Share Account Rates and Term Share Account Rates
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SHARE ACCOUNT RATES
- Share Savings Account
- Club Savings Account
- Kirby Kangaroo Savings Account
- Share Certificate Accounts
- Build For The Future Certificate Account
- IRA Savings Accounts
- IRA Share Certificate Accounts
SHARE SAVINGS ACCOUNT
Rates Effective: 04/01/10
A minimum balance of $5 must be maintained to be a member. Dividends are paid on balances of $100.00 and more.
BALANCE |
DIVIDEND RATE |
APY* |
$5.00 - $99.99 |
0.00% |
0.00% |
$100.00 - $999.99 |
0.20% |
0.20% |
$1,000.00 - $2,499.99 |
0.35% |
0.35% |
$2,500.00 and up |
0.50% |
0.50% |
Rates subject to change without notice
Earnings on the above account may be reduced if maintenance or activity fees are imposed.* Annual Percentage Yield. For more information, please see a Member Service Representative For More information Click Here
CLUB SAVINGS ACCOUNT
Rates Effective: 04/01/10
Club Accounts have no minimum balance requirement and there are no monthly fees. However, a fee will be charged as disclosed in the Fee schedule after Two (2) withdrawals in a calander year.
BALANCE |
DIVIDEND RATE |
APY* |
$5.00 - $99.99 |
0.00% |
0.00% |
$100.00 - $999.99 |
0.40% |
0.40% |
$1,000.00 - $2,499.99 |
0.65% |
0.65% |
$2,500.00 and up |
.90% |
.90% |
Rates subject to change without notice
Earnings on the above account may be reduced if maintenance or activity fees are imposed.* Annual Percentage Yield. For more information, please see a Member Service Representative. For more information Click Here
KIRBY KANGAROO CLUB ACCOUNT
Rates Effective: 04/01/10
KIRBY KANGAROO CLUB A minimum balance of $5 must be maintained to be a member This Special account is for our 12 years and younger membership and is a great way to help them save!
BALANCE |
DIVIDEND RATE |
APY* |
$5.00 - $999.99 |
0.20% |
0.20% |
$1,000.00 - $2,499.99 |
0.35% |
0.35% |
$2,500 and up |
0.50% |
0.50% |
Rates subject to change without notice
Earnings on the above account may be reduced if maintenance or activity fees are imposed.* Annual Percentage Yield. For more information, please see a Member Service Representative
SHARE CERTIFICATE ACCOUNTS
Rates Effective: 7/26/10
Minimum balance of $500 required to open account.
TERM |
DIVIDEND RATE |
APY* |
6 Months** |
1.00% |
1.00% |
12 Months*** |
1.20% |
1.21% |
24 Months*** |
1.50% |
1.51% |
| 36 Months*** | 2.00% |
2.02% |
*Annual Percentage Yield is accurate as of July 26, 2010 . These rates may change at any time without prior notice. After your Share Certificate is opened, the dividend rate is fixed for the term. A penalty may be imposed for early withdrawal. Fees could reduce earnings on the account. **Dividends paid monthly. ***Dividends paid quarterly.
Rates subject to change without notice
Earnings on the above account may be reduced if maintenance or activity fees are imposed.* Annual Percentage Yield. For more information, please see a Member Service Representative. For more information Click Here
BUILD FOR THE FUTURE CERTIFICATE ACCOUNTS
Rates Effective:7/26/10
Minimum balance of $50.00 required to open account. Additional deposits allowed to this certificate
TERM |
DIVIDEND RATE |
APY* |
12 Months*** |
1.00% |
1.00% |
*Annual Percentage Yield is accurate as of July 26, 2010. These rates may change at any time without prior notice. After your Share Certificate is opened, the dividend rate is fixed for the term. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account. ***Dividends paid quarterly.
IRA SAVINGS ACCOUNTS
Rates Effective: 02/01/10
Traditional, Roth, & Education
MINIMUM BALANCE |
DIVIDEND RATE |
APY* |
$50.00 - $9,999.99 |
.90% |
.90% |
$10,000.00 or more |
1.15% |
1.16% |
Rates subject to change without notice
Earnings on the above account may be reduced if maintenance or activity fees are imposed.* Annual Percentage Yield. For more information, please see a Member Service Representative
IRA SHARE CERTIFICATE ACCOUNTS
Rates Effective: 07/26/10
Minimum balance of $500 required to open account.
Traditional, Roth, & Education
TERM |
DIVIDEND RATE |
APY* |
6 Months** |
1.00% |
1.00% |
12 Months*** |
1.20% |
1.21% |
24 Months*** |
1.50% |
1.51% |
| 36 Months*** | 2.00% |
2.02% |
*Annual Percentage Yield is accurate as of July 26 , 2010. These rates may change at any time without prior notice. After your Share Certificate is opened, the dividend rate is fixed for the term. Additional deposites allowd at renewal according to IRA contribution guidelines. With drawals allowed per regular IRA guidelines a penalty may be imposed for early withdrawal. Fees could reduce earnings on the account. **Dividends paid monthly. ***Dividends paid quarterly.
For more information Click Here
