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ONLINE LOAN APPLICATION
We offer many avenues for your next auto purchase
Your dream car could be yours with any of the following Loan Programs:
- New/Used Auto
- Auto Equity
- Second Mortgage
Loan Programs
Use a Utilities Loan for any reason, any season
At Utilities Federal Credit Union, we offer a wide selection of loans in order to fit your needs. We provide you with
affordable rates and more generous terms, often better than those offered by other lenders, with no hidden
charges or restrictions. Loan programs offered at the credit union include:
Auto Loans
When you're ready for a new car or truck - or updating to a "new to you" vehicle - come to the credit union.
With our great rates, friendly terms and convenient service,
you'll find that financing your auto with Utilities Federal Credit Union will leave you with the vehicle you want and
a payment you can afford.
- New Auto
- Used Auto
- Auto Equity
- Recreational Vehicle
Refinance and save!
It's not too late to save hundreds in finance charges and possibly lower your monthly payment! Our auto
loans offer:
- Great rates
- Flexible Terms-choose the payment plan that works for you!
- Variety of Financing Options Available
- No prepayment penalties
Home Equity Line of Credit
Like a home equity loan, you can use the equity you've built in your home to finance almost anything.
A HELOC allows you to have access to a predetermined amount of funds, to use however you please.
- Variable rate of interest
- Borrow up to 95% of your home's tax-assessed value, or up to 90% of your home's appraised value
- Payments figured over ten years
- Draw period for the first five years, which allows you to advance upon the loan anytime, for anything, without reapplying. (Subject to credit approval.)
- No points, maintenance fees or prepayment penalties
- Interest may be tax deductible (Consult with your tax advisor.)
- For more information, please contact a loan officer.
Personal Loans
With a Utilities personal loan, you enjoy competitive rates and the flexibility
of borrowing, as needed. Whether you are making a major purchase, consolidating payments and paying off
your higher-interest loan balances, a personal loan will cover your needs quickly and easily.
- Personal Loans
- Share Pledged
- Share Term Pledged
Visa® Credit Card
Have instant credit at your fingertips with Utilities Visa® Credit Card. Whatever your needs are, Utilities
Visa® Credit Card can offer you convenient, flexible spending power. Everyone needs a major Credit Card.
Why not let Utilities Federal Credit Union assist you. We have a Visa program that is right for you!
To find out more information on the Platinum Preferred Credit Card, click here
To see our updated loan rates, click here.
For more information, please contact us.
