Checking Programs

Better Checking Begins at Utilities Federal Credit Union
With a tradition of low-cost loans, savings that earn more, and personalized, one-to-one service, why wouldn't we also deliver the most flexible and affordable checking account?

Why deal with a high minimum balance requirement without any additional benefits or pay outrageous fees? At Utilities Federal Credit Union, you find the best values in checking anywhere. With four checking accounts to choose from, you can pick the one that's best for you!

  • Basic Checking: Free for maximum flexibility with no minimum balance requirement
  • Interest Plus Checking: By maintaining just $100 in your account, you will have free checking that earns dividends.
  • Money Market Checking: Earn higher dividend rates based on current money market rates.
  • Classic Checking: Members age 55+ earn dividends by maintaining $100 minimum balance. You can also receive FREE Travelers Checks, Money Orders or Cashiers Checks.

Balancing your checking account is easy with our detailed monthly statements and carbonless copy checks. Plus, you will avoid monthly service fees, per check charges and get 50 free checks after you purchase your first box.

Take advantage of these convenient services to make your Utilities checking account even more flexible and convenient:

For more information, please contact us.